"Ken's 'Real Life' example of his Engineer client losing his job and the sad results that followed was very eye-opening. That kind of thing could happen to anyone who isn't well prepared - and learning about and implementing Ken's ideas makes me feel much more secure about my decisions."

This video sample is also available for download in Windows Media Player format
and Quicktime format. Both are 5MB files.

"Ken’s enthusiasm, passion, intellect and deep understanding of all these concepts comes across strongly on the DVD! I liked discovering the ‘best-kept secrets.’"

"It's a simple fact; your home is your biggest asset and investment. If you own a home or are thinking of purchasing a home, then you need the Three Simple Adjustments program. Ken shows you step by step how to maximize your home investment with a focus on maximizing your wealth.

These aren't just three simple steps. I think these are Three Critical Steps everyone should take before starting a mortgage accelerator program. These are the secrets that wealthy people have been using for decades; now you can use these same strategies to pay off your mortgage the smartest and fastest way possible while creating greater wealth."

My name is Ken Stone. I’ve been in financial services for nearly ten years, specializing in mortgage lending and debt management strategies.

I used to be an expert in helping my clients apply the traditional wisdom about how to get ahead financially: During the refinance boom in 2003 I helped my clients refinance into new mortgages with lower rates, telling them to apply the monthly savings to principal each month. I even had worksheets that showed them exactly how much faster the loan would be paid off – and how much interest they would save by following this strategy.

About four years ago I began to wonder if there was a better way to help people financially. The real problem was the huge numbers of Baby Boomers I kept seeing in my practice who were looking for ways to get the most out of the financial resources they had at their disposal. These successful individuals and couples were also trying to figure out how to make their retirement dreams a reality. They were following the traditional recipe of pay down the mortgage as quickly as possible, putting as much as possible into their 401(k)... wondering if they were getting the most from their efforts.

I set off on a mission – to find a path for my clients that would help them enhance their wealth, while protecting them against life’s financial surprises. I threw myself into an educational regiment that involved a very healthy five figure investment (more than $50,000) and an extraordinary amount of time and energy. Along the way my knowledge and understanding of financial, tax, retirement, estate, and wealth building strategies grew exponentially.

Plenty of people say that knowledge is power. I disagree. I know that the power is in the application of the knowledge. So that’s what I did. I started applying these new insights - teaching the public about how to change their financial future. And here’s the shocking truth. I did it with strategies that are more financially cautious than the traditional approach. It’s not often in life that you can take a more cautious approach to a financial challenge, and end up ahead with more wealth – and a greater ability to respond to life’s little surprises.

"You could say that I consider sharing this
information a moral imperative at this point.
It’s why I’ve given you access to WAY more FREE information on this web site than anyone recommended I should"

As I started to help attendees to my workshops apply this information for their benefit I realized that there was a lot of time involved in ensuring that the correct approach was taken. That my clients were working with the right professional advisors – and that these professional advisors actually knew what they were doing and how to appropriately apply my ideas. So I started charging my clients a $2,500 fee for the work I was doing. I kept getting the same feedback: "Ken you're not charging me enough money for the changes you're making to my financial future!"

But I was limited by how many people I could help to my market area – and not everyone could afford $2,500 for my help, even though everyone could benefit. So I recorded my workshop on DVD – and wrote a book explaining exactly how to apply each of the insights that I teach in the workshop. A book that contains all the why and how behind the insights. A book to hold the hand of each person who reads it through the process of implementing these life changing insights. Instead of $2,500, I wanted to price the DVD and book at less than $400 so it would be accessible to every individual and family who wanted to apply these life changing insights to their financial future.

So now it’s available for you. The insights in the form of a DVD – and the hand holding in the form of a workbook – that others thought wasn’t priced high enough at $2,500 – now for less than $300.

You’ll learn exactly how to structure your own mortgage accelerator program. The right way - so you transfer the financial risk away from you and your family while enhancing your wealth. You’ll learn how to implement a mortgage accelerator program while avoiding the two dirty little secrets I outline on this website. And you’ll also learn how to do it in the most financially cautious manner. You’ll also learn other strategies to enhance your wealth. As a bonus, you’ll learn how to structure your retirement accounts so you don’t waste money in your 401(k) (did you even know that this is possible depending on how much you contribute?), how taxes work – both before retirement and after, how to effectively work with a wealth management team for the best financial outcome, and so much more.

And if you want my help answering your questions, or help with implementing these strategies you can hire me for a ridiculously modest hourly fee (why? Think back to my moral imperative). Even better, work with your existing professional advisors. Just make sure they watch the workshop – and read the book. So they can go through the paradigm shift you’re about to go through, then help you apply these insights correctly.

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"Excellent content! Learning that paying off a mortgage is not necessarily a good option and the potential negatives of having too much equity locked into the home was very helpful.

I feel I learned why it's important to CARRY a mortgage. You're an expert in your field. I would definitely recommend this to friends! Thank you, Ken!"

"The expertise and big-picture perspective that Ken Stone shares in his DVD Workshop and Workbook will do amazing things for your mortgage strategy and financial well-being."

• How to convert your home from a depreciating liability into an income producing asset (workbook pages 66-67)
  
  The equity in your home is depreciating because of inflation and it's a liability, I'm told by attorneys, because it could be attached to a lawsuit. I'll teach you how to transform your home equity from liability to asset - in the process paying off your mortgage faster. I’ll show you an alternative to these mortgage accelerator programs that is safe and liquid.
• How the IRS defines acquisition indebtedness (AI) and how this applies to you and your existing mortgage - and/or new mortgage (page 20)
  
  For example, did you buy your home for substantially less than what it's worth now - starting out with a much smaller mortgage than what you have now? Are you deducting all of your mortgage interest? Did you know you may be violating the tax code? Do you know there are two rock solid strategies that will mean you won't have to worry about this again? Do you know what they are? I'll teach you the acquisition indebtedness rules and how to stay within them if you choose a mortgage accelerator program (quick tip - a Home Equity Line Of Credit will hurt you on this front).
• How to exceed AI and still deduct your mortgage interest (and deduct a mortgage of more than $1MM) - all within the framework of the tax code (pages 21 & 22)
• The four basic financial planning tests that home equity flunks, and how to properly structure your home equity and mortgage accelerator plan so that your home equity strategy passes these tests! (pages 33-48, 66-78)
  
  Insider's secret: This will help you pay off your home more quickly and build more wealth!
• How to understand the marginal tax bracket system, then use this knowledge to your advantage when doing your mortgage accelerator planning and financial work (pages 18-19)
• How to understand the various mortgage options that exist - and how to evaluate them for your particular situation (pages 49-60)
  
  Answering the question: "which mortgage will truly help you accomplish your goal of owning your home free and clear the fastest?"
• How mortgage rates move and what fixed rate mortgages are based on (learn something many mortgage lenders don't even understand! (pages 62-64)
• Why we're so obsessed as a nation with paying off our mortgages - why these concerns were valid in the past and why they're creating problems NOT solving them now (pages 46-48)
• In fact, the DVD workshop and workbook cover Three Simple Adjustments you can make that will dramatically impact your financial future. That's why I named the DVD Workshop: Three Simple Adjustments: How Optimizing Your Assets Will Secure A Better Retirement.

Our Platinum package comes with everything listed here ...

...plus an instant download of Accelerate Your Retirement With A Home Equity Optimization Plan®: Three Simple Adjustments That Secure A Better Financial Future.

This 93-page workbook goes hand in hand with the video presentation, and will hold your hand through the process of implementing these life changing strategies.

If you buy right now you’ll also receive a 20-minute phone consultation - an $83.33 value (my time bills for $250 an hour). Get the answers to all your questions directly from me – and access to my personal rolodex so you can talk with the best professionals to help you implement these amazing wealth building strategies.

Buy now and get $100 off
the $297 Platinum Package!

Please use coupon code SPRING2008 at
checkout to claim your $100 discount.

"Savvy homeowners will benefit financially and personally from Ken Stone's DVD Workshop and Workbook and the straight-forward approach he takes to teaching his unconventional, but proven, strategies."

"Good information! Well presented! It was so helpful to learn about utilizing existing resources to implement these strategies for myself. Great work and passion!"

"Logical and clear presentation of information about this plan - illustrations from A-Z!"

"Solid content! Good examples! Strong presentation! I really like your explanation of the $25,000 mistake!"

"All the information presented is VERY helpful!"

Buy now and get $100 off
the $297 Platinum Package!

Please use coupon code SPRING2008 at
checkout to claim your $100 discount.